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A team of car insurance experts reviews our content, ensuring that existing and new content is accurate so you can make the best decisions about your car insurance.

We strive to be your most trusted partner in pursuing the right car insurance.


Joel Ohman, Founder, CFP®

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida.

Joel has been mentioned as an insurance expert in many different online and print publications including AOL, Business Insider, idrivesafely, Reader’s Digest, Inc.com, Carvana, MarketWatch, Forbes, OppLoans, Yahoo!, TheStreet, and NYPost to name a few.


Shuman Roy, Content Writer & Entrepreneur

Shuman Roy is an entrepreneur, business owner, and musician. He started RoysNoys, LLC in 2013 as a music production and education service company. He also offers small business consulting and advisory services to help businesses get from start-up mode to turn-key operations. Shuman earned his M.B.A from the Stern School of Business in 2001 and has an undergraduate degree from Manhattan College in electrical engineering.

As a freelance contributor, Shuman provides guidance on insurance products and providers for individuals and businesses. He has also been quoted in Forbes, Netguru, Allbusiness.com, and other business publications.