Auto Insurance Basics

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

default imagePost

Do you need car insurance for a driver who only has a permit?

In the world of driving, obtaining a driver’s permit is often the first step towards independence on the road. However, many new drivers and their parents may wonder about the necessity of car insurance for individuals with permits. In this article, we will explore the requirements, importance, and options for car insurance coverage for drivers...

In the world of driving, obtaining a driver’s permit i...

default imagePost

How to Add Another Driver to Your Car Insurance Policy

Adding another driver to your car insurance policy can be a beneficial and necessary step for many individuals and families. Whether you are adding a spouse, a child, or a friend as a secondary driver, understanding the process and considering a few important factors can help ensure a smooth and successful transition. In this article,...

Adding another driver to your car insurance policy can be a ...

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

default imagePost

Stacked vs Unstacked Car Insurance: What’s the difference?

Car insurance is a necessary expense for vehicle owners. It provides financial protection in case of an accident or damage to the vehicle. However, when it comes to car insurance, there are different types available, including stacked and unstacked car insurance. Understanding the differences between these two options is crucial for making an informed decision...

Car insurance is a necessary expense for vehicle owners. It ...

default imagePost

Can you temporarily suspend your car insurance if you won’t be driving?

Many people may wonder if it is possible to temporarily suspend their car insurance when they won’t be driving for an extended period of time. The answer is yes, in certain situations, it is possible to suspend your car insurance temporarily. However, it is important to understand the need for such temporary suspensions and the...

Many people may wonder if it is possible to temporarily susp...

default imagePost

Auto Insurance Score: What is it and why does it matter?

Your auto insurance score is an important factor that affects your ability to obtain auto insurance coverage and the amount you pay for premiums. Understanding what an auto insurance score is, how it is calculated, and why it matters can help you make informed decisions and potentially save money on your auto insurance policy. Understanding...

Your auto insurance score is an important factor that affect...

default imagePost

What is the difference between a car’s “make” and “model”?

In order to truly understand the difference between a car’s “make” and “model,” it is important to first have a strong grasp on the basics of car terminology. Car make and model are two essential terms used in the automotive industry to categorize and identify vehicles. Let’s delve deeper into these terms and explore why...

In order to truly understand the difference between a car...

default imagePost

How to Insure a Car Not In Your Name

Insuring a car that is not in your name can be a complex process, but understanding the importance of car insurance is crucial. In this article, we will explore the legal requirements for car insurance, the benefits of having car insurance, and provide a step-by-step guide on how to insure a car not in your...

Insuring a car that is not in your name can be a complex pro...

default imagePost

Are car insurance premiums tax deductible?

Car insurance is an essential expense for any vehicle owner. It provides financial protection in case of accidents, theft, or damage to the insured vehicle. But can car insurance premiums be tax deductible? In this article, we will delve into the concept of tax deductibility and explore the rules surrounding car insurance premiums. Understanding Tax...

Car insurance is an essential expense for any vehicle owner....

What is a collision deductible waiver?Post

What is a collision deductible waiver?

Insurance Q&A: “What is a collision deductible waiver?” Sadly, studies reveal that as many as 16 out of every 100 drivers are currently uninsured, which doesn’t even scrape the surface of the risk you take every time you get behind the wheel of your car. You also need to factor in drivers who may be considered...

Insurance Q&A: “What is a collision deductible waiver?...

default imagePost

Defensive Driving Class: Is It Worth It?

The Truth in a Nutshell Defensive driving classes may save you five to ten percent on your car insurance Not all defensive driving classes will remove points from your license Accidents can raise your rates by an average of around $80 a month So is defensive driving worth it? Just how much does a defensive...

The Truth in a Nutshell Defensive driving classes may save y...

default imagePost

Do I need insurance to buy a used car?

Insurance Q&A: Do I need insurance to buy a used car? The devil is in the details when it comes to answering this question. While it is mandatory in nearly every state to have at least minimum car insurance coverage (liability-only) to operate a motor vehicle on a public road, it is not mandatory to...

Insurance Q&A: Do I need insurance to buy a used car? Th...

default imagePost

How much does insurance go up with one point?

If you find yourself worrying about points on your record, you may be asking, “How much does insurance go up with one point on my driver’s license?” or “How much will my car insurance go up with three points?” The answer may surprise you. The rate increase is not always a direct cause and effect....

If you find yourself worrying about points on your record, y...

default imagePost

How much does insurance go up after a ticket?

Insurance Q&A: “How much does insurance go up after a ticket?” If we had a nickel for every time we were asked this question, we’d be able to afford our car insurance! These types of questions are common around here, and come in many variations. How much does insurance go up after an accident, a...

Insurance Q&A: “How much does insurance go up after a ...

default imagePost

Are online insurance quotes accurate?

Insurance Q&A: “Are online insurance quotes accurate?” The internet has changed the face of insurance sales. Millions of Americans are hitting the web to do their insurance shopping nowadays.Read More: How much car insurance coverage do you need? And like everything else viewed and purchased on the internet, you can win or lose depending on...

Insurance Q&A: “Are online insurance quotes accurate?...

default imagePost

What To Do If Your Car Insurance Will Not Pay For a Claim

Insurance Q&A: “What to do if your car insurance will not pay for a claim?”Read More: How much car insurance coverage do you need? There are few things more frustrating…and while I hope you’re reading this article to research for a term paper, the odds are you ended up here because you are having difficulty...

Insurance Q&A: “What to do if your car insurance will ...

default imagePost

How does insurance determine the value of a car?

If you’ve ever been in a car accident, you know it can be a lot of drama. Aside from any health-related issues, you’ll probably also have to deal with damage to your vehicle, on top of working with your insurance company to report the accident. Whether the accident was your fault or caused by another...

If you’ve ever been in a car accident, you know it can...

default imagePost

Umbrella Insurance: Is It Worth Buying?

Umbrella insurance, formally known as a personal umbrella policy, is one of the best and cheapest insurance policies on the market. Unfortunately, it’s also one of the most undersold policies in insurance. Many people think that if they aren’t going to need to file claims, or that they won’t require a certain amount of coverage,...

Umbrella insurance, formally known as a personal umbrella po...

default imagePost

How Much Car Insurance Do I Need?

Car Insurance Q&A: “How much car insurance do I need?” Most of us know car insurance is mandatory, but very few know how much they need? You don’t want to be “under-covered,” but at the same time, you don’t want to be oversold and wind up paying far too much for coverage you don’t need....

Car Insurance Q&A: “How much car insurance do I need?...

default imagePost

Is car insurance required in every state?

Insurance Q&A: “Is car insurance required in every state?”Read More: How much car insurance coverage do you need? Simply put, no, car insurance is not required in every state. Currently, 48 states and Washington D.C. require that you obtain mandatory minimum car insurance before operating a motor vehicle. Basically, this means you have to have...

Insurance Q&A: “Is car insurance required in every sta...

default imagePost

My Car Was Broken Into, Can I File a Claim?

I get asked this question a lot as an insurance professional. The answer is yes, assuming you purchased the right type of coverage on your personal auto insurance policy. Just like any other type of damage, you decide before anything ever happens what your insurer will cover. But you might be surprised to find out...

I get asked this question a lot as an insurance professional...

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption