Business Insurance

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Why should you have business insurance?

Wondering why should you have business insurance? Business insurance is a vital component of running a successful business. Insurance from the best business insurance companies provides protection against unforeseen events that can result in financial losses or legal consequences. Understanding the importance of business insurance and the risks of not having it is crucial for...

Wondering why should you have business insurance? Business i...

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What does business insurance cover?

So what does business insurance cover? Business insurance, also known as commercial insurance, provides protection against financial losses and unforeseen events that can negatively impact your business. Understanding what business insurance covers is essential for every entrepreneur. In this article, we will explore the basics of business insurance, the different types available, what it typically...

So what does business insurance cover? Business insurance, a...

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Best Business Insurance Companies

Starting and running a business comes with its fair share of risks, and it’s crucial to protect your investment with the right business insurance. With so many insurance companies to choose from, selecting the best one for your needs can be overwhelming. In this article, we’ll explore the importance of business insurance and discuss the...

Starting and running a business comes with its fair share of...

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Top Commercial Insurance Companies in Texas (2024)

Overview: Chubb, Travelers, and Liberty Mutual are the top three commercial insurance carriers in Texas Commercial insurance coverage available includes commercial auto, general liability, and commercial property Commercial insurance rates are specific to each business and difficult to estimate Finding the top commercial insurance companies in Texas can be a confusing subject. For example, when...

Overview: Chubb, Travelers, and Liberty Mutual are the top t...

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Top 10 Workers Compensation Insurance Companies in Texas

Even if you’re running a small business, a single serious worker accident could have lasting effects. It could even put you out of business. Depending on your business, you might be required to carry coverage under federal law. If you’re currently looking for a workers’ compensation insurance company in Texas, you may be wondering who...

Even if you’re running a small business, a single seri...

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Excess and Surplus Lines Insurance

Excess and surplus lines insurance (E&S) is notably different than regular insurance. Most of us don’t need an insurance policy from an E&S carrier, so if you’re reading this post, you may not fall into the standard category like most people. You may actually have a requirement in place. Let’s shed some light on E&S...

Excess and surplus lines insurance (E&S) is notably diff...

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Commercial General Liability Limits

You may or may not know that commercial insurance policies typically have more than one limit of liability associated with differing coverage. For example, a commercial general liability policy may have a separate limit of liability for premises and operations coverage, personal and advertising injury, and products and completed operations, all of which are separate...

You may or may not know that commercial insurance policies t...

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Business Income Coverage: How It Works

Income: It’s the reason we’re in business. Unless you’re an unprofitable startup… Anyway, imagine you open shop and buy commercial general liability insurance to cover you against “slip and falls” and property insurance to cover you in the event of a fire. Perhaps you are a small business owner and have purchased a business owner’s...

Income: It’s the reason we’re in business. Unless yo...

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Who pays for unemployment insurance?

Insurance Q&A: “Who pays for unemployment insurance?”Read More: Why should you have business insurance? There seems to be a bit of uncertainty about who pays for unemployment insurance. One of the main misconceptions floating around out there is that employees pay for the unemployment insurance benefits out of their pocket (or paycheck). You may have...

Insurance Q&A: “Who pays for unemployment insuranc...

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Commercial Insurance: Types and Examples

Commercial insurance can be extremely complicated and will likely require consultation with an independent agent who can evaluate your needs. We are typically dealing with our livelihood when it comes to commercial insurance, as your financial well being may hang in the balance of having adequate coverage, especially if you’re in any sort of business...

Commercial insurance can be extremely complicated and will l...

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